Custodia AI (custodia.ai) is a fintech software company founded in 2018 and headquartered in New York City, offering an AI-powered corporate finance and expense management platform. The product bridges the gap between fintech payment infrastructure and enterprise software, eliminating manual expense reports by automating the entire approval and reconciliation process. The core of the platform is a smart connected corporate card that integrates directly with Custodia's software. Every card transaction is automatically matched to a pre-approved budget activity, meaning an employee can only spend on a Custodia card when it is linked to an approved activity. Once approved, budget is allocated to the card in real time, removing the need for post-hoc expense claims. Custodia targets global enterprises and has customers including Wix, CAL, and Taboola. It is backed by institutional investors Viola FinTech and Dynamic Loop Capital. The platform provides finance teams with complete visibility and control: setting budgets, configuring approval workflows, tracking spend in real time, and delivering analytics and accounting automation. On G2, users rate Custodia around 4.5/5 (as of early 2026), citing ease of use, real-time budget visibility, and faster FP&A processes as key benefits. Some users note that transaction categorization can occasionally require manual correction. The platform also offers a white-label solution for card issuers seeking to embed expense management into their own products. Key features: - Smart connected corporate cards that enforce real-time spending policies and budget controls - Activity-based approval workflow: cards can only be used when linked to an approved budget activity - Real-time transaction recording and automatic reconciliation in the platform and mobile app - Accounting automation with spend insights and analytics for finance teams - White-label solution for card issuers to embed spend management into their products - Mobile app for employees to request budget approvals and track spending on the go - Full-stack spend management purpose-built for global enterprises
Not public (custom enterprise pricing; contact Custodia directly)