Nordigen | AI Agent Tools

bankaccountdata.gocardless.com

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About Nordigen

Nordigen is an open banking platform that provides businesses such as banks, lenders, and fintechs with easy access to customers' bank account data through a single API. It offers features like transaction categorization, income analysis, risk assessment, and identity verification to help companies make informed lending and onboarding decisions. The platform supports full European coverage and complies with PSD2 regulations, enabling seamless integration and real-time data access. Nordigen's services help businesses speed up customer onboarding, improve credit risk evaluation, and increase loan acceptance rates. Additionally, it offers both free access to open banking data and premium data insights, making financial data more accessible and actionable for its users.

AI Agent Use Cases

• AI agents can automate the extraction and analysis of bank transaction data via Nordigen's API to generate real-time income and risk profiles for loan applicants, enabling faster and more accurate credit decisions. They can also continuously monitor customer accounts to detect patterns indicative of financial distress or fraud, triggering proactive risk mitigation workflows. Furthermore, AI agents can streamline customer onboarding by automatically verifying identity and income stability, reducing manual review times and improving operational efficiency for financial institutions.

Available Actions

These are the specific actions that AI agents can perform with this tool

Create Requisition Link

5 inputs

Generates a requisition link and identifier for initiating user consent and bank data access through Nordigen.

Inputs

countryCode

Country where your bank is located.

institutionId

Select your institution

accessValidForDays

Number of days the user agreement will be valid.

maxHistoricalDays

Number of days the user agreement will grant access to when listing transactions.

accessScope

Select an access scope

Delete Requisition Link

1 input

Deletes a requisition along with its associated end user agreement to revoke access and remove related data.

Inputs

requisitionId

Select the requisitionId to use for this request

Get Account Balances

2 inputs

Retrieve detailed balance information for a specific Nordigen account including current, available, and booked amounts.

Inputs

requisitionId

Select the requisitionId to use for this request

accountId

The account to retrieve information for

Get Account Details

2 inputs

Retrieve detailed information about a specific Nordigen bank account including balances, transactions, and metadata.

Inputs

requisitionId

Select the requisitionId to use for this request

accountId

The account to retrieve information for

Get Account Metadata

2 inputs

Retrieves detailed metadata for a specified Nordigen account, including account identification and status information.

Inputs

requisitionId

Select the requisitionId to use for this request

accountId

The account to retrieve information for

Get Account Transactions

4 inputs

Retrieve detailed transaction records for a specified Nordigen-linked bank account.

Inputs

requisitionId

Select the requisitionId to use for this request

accountId

The account to retrieve information for

dateFrom

Retrieve transactions starting from this date. ISO 8601 format. Example: 2022-11-04

dateTo

Retrieve transactions ending with this date. ISO 8601 format. Example: 2022-11-04

About Nordigen

AI Agent Use Cases

Available Actions

These are the specific actions that AI agents can perform with this tool

Create Requisition Link

5 inputs

Generates a requisition link and identifier for initiating user consent and bank data access through Nordigen.

Inputs

countryCode

Country where your bank is located.

institutionId

Select your institution

accessValidForDays

Number of days the user agreement will be valid.

maxHistoricalDays

Number of days the user agreement will grant access to when listing transactions.

accessScope

Select an access scope

Delete Requisition Link

1 input

Deletes a requisition along with its associated end user agreement to revoke access and remove related data.

Inputs

requisitionId

Select the requisitionId to use for this request

Get Account Balances

2 inputs

Retrieve detailed balance information for a specific Nordigen account including current, available, and booked amounts.

Inputs

requisitionId

Select the requisitionId to use for this request

accountId

The account to retrieve information for

Get Account Details

2 inputs

Retrieve detailed information about a specific Nordigen bank account including balances, transactions, and metadata.

Inputs

requisitionId

Select the requisitionId to use for this request

accountId

The account to retrieve information for

Get Account Metadata

2 inputs

Retrieves detailed metadata for a specified Nordigen account, including account identification and status information.

Inputs

requisitionId

Select the requisitionId to use for this request

accountId

The account to retrieve information for

Get Account Transactions

4 inputs

Retrieve detailed transaction records for a specified Nordigen-linked bank account.

Inputs

requisitionId

Select the requisitionId to use for this request

accountId

The account to retrieve information for

dateFrom

Retrieve transactions starting from this date. ISO 8601 format. Example: 2022-11-04

dateTo

Retrieve transactions ending with this date. ISO 8601 format. Example: 2022-11-04