About Nordigen
Nordigen is an open banking platform that provides businesses such as banks, lenders, and fintechs with easy access to customers' bank account data through a single API. It offers features like transaction categorization, income analysis, risk assessment, and identity verification to help companies make informed lending and onboarding decisions. The platform supports full European coverage and complies with PSD2 regulations, enabling seamless integration and real-time data access. Nordigen's services help businesses speed up customer onboarding, improve credit risk evaluation, and increase loan acceptance rates. Additionally, it offers both free access to open banking data and premium data insights, making financial data more accessible and actionable for its users.
AI Agent Use Cases
• AI agents can automate the extraction and analysis of bank transaction data via Nordigen's API to generate real-time income and risk profiles for loan applicants, enabling faster and more accurate credit decisions. They can also continuously monitor customer accounts to detect patterns indicative of financial distress or fraud, triggering proactive risk mitigation workflows. Furthermore, AI agents can streamline customer onboarding by automatically verifying identity and income stability, reducing manual review times and improving operational efficiency for financial institutions.
Available Actions
These are the specific actions that AI agents can perform with this tool